Business Insurance | West Virginia | Ashley Insurance Agency
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BUSINESS
INSURANCE

Your company represents years of hard work—and the right insurance partner makes all the difference. At Ashley Insurance, we help West Virginia business owners protect their people, property, vehicles, and reputation with coverage designed around how you operate.

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✔ Independent agency with access to leading commercial carriers.
✔ Local team that understands West Virginia businesses and industries.
✔ Ongoing advice, support, and advocacy as your business grows.

Explore Commercial Insurance options through Ashley Insurance:

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Business Property

Safeguards your business assets - buildings, equipment, inventory - from risks like fire, theft, or natural disasters.

White Minibuses

Commercial Auto

Protects your business vehicles (whether business-owned or personally-owned) from accidents, collisions, and other damages.

Business Meeting

General Liability

Protects your business from financial losses due to third-party claims for property damage, bodily injury or personal injury.

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Cyber Liability

Safeguards against digital risks covering the cost of data breaches, cyberattacks, and associated legal expenses. 

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Commercial Umbrella

Adds an extra layer of liability protection beyond the liability limits of your other policies.

Leg Injury

Workers Compensation

Provides financial protection for employees injured on the job. We have some of the best rates available!

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Key Person Life

In case of a business owner's death, this coverage can provide funding for remaining owners to ensure a smooth ownership transition.

Happy Architect

Professional Liability

Or Errors & Omissions (E&O) Insurance offers liability protection to companies and other professionals against claims of inadequate work or negligent actions.

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Employment Practices

Provides protection against a current or former employee filing a claim of alleged discrimination, harassment or wrongful termination.

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Commercial Flood

We offer Private and National Flood Insurance Program (NFIP) policies with additional Business Interruption Coverage.

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Surety Bonds

We offer quick access to a variety of bonds on demand, including license & permit bonds, construction bonds, court bonds, and fidelity bonds. 

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Crime, Theft & Fraud

Provides protection from financial losses related to business-related crime, including theft by employees, forgery, robbery, and electronic crime.

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YOUR BUSINESS INDUSTRY PARTNER

We proudly stand as trusted partners to the most important and effective business organizations in our area. Our deep-rooted collaborations grant us invaluable insights into the distinct challenges that businesses in our area encounter daily.

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Through our affiliation with these organizations, we have cultivated a working knowledge that goes beyond traditional insurance offerings. We are well-equipped to tailor comprehensive insurance solutions that address the specific needs of your business.

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Discover the difference of partnering with an insurance agency that not only understands your industry but also champions your success

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INSTANT COVERAGE OPTION

Need coverage fast—without waiting?

For simple, quick-need policies, use our self-service Thimble partner platform. Eligible customers can quote, purchase, and download their COI in minutes.

Use Thimble through Ashley when: 

  • You need basic General Liability

  • You need a COI today

  • Short-term work or event

  • Simple coverage needs

COMMERCIAL INSURANCE WITH ASHLEY INSURANCE

Protecting Your Business is Our Business.

Fast Turnaround

We bring efficiency to everything we do to get you covered quickly and accurately. We work hard every day for you.

Proactive Service

Our team is here to help you whenever you need it. We have the knowledge to understand small and big details.

Carrier Selection

Our wide range of business insurance carriers ensures you get the best coverage at the right price.

Let's get the conversation started.

Quote Start

Whether you're a small business that is just getting started, or you're a well-run commercial enterprise, we have the knowledge and tools to help you find great insurance.

Let's start a quote.
Selct Type of Insurance: Required

(Multi-Policy Discounts may be available, which could result in savings!)

This is not required, but if available, please upload your most current insurance policy coverage declarations pages so we can see the exact coverage limits you'd like us to compare. These can be downloaded from your online profile with your current provider, or from your current agent. 

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Office Hours: M-F 9:00 AM to 4:30 PM
Address & Directions:
223 Main St.
Spencer, WV 25276

Ashley Insurance Agency LLC provides the best auto insurance, car insurance, home insurance, business/commercial insurance, and life insurance along with Surety Bonds. You can obtain a Construction Bond, Bid Bond, Performance Bond, Payment Bond, Court Bond, Probate Bond, Fidelity Bond, etc.  We supply insurance and bonding services to all of West Virginia, including Spencer, Charleston, Huntington, Morgantown, Parkersburg, Wheeling, Weirton, Fairmont, Martinsburg, Beckley, Clarksburg, South Charleston, Vienna, St. Albans, Bluefield, Bridgeport, Moundsville, Oak Hill, Dunbar, Elkins, Hurricane, Nitro, Princeton, Buckhannon, Barboursville, Point Pleasant, Weston, Lewisburg, Summersville, Ripley, Kingwood, Fayetteville, Madison, Williamson, Logan, St. Marys, Eleanor, Glenville, Belle, Clendenin, Chapmanville, Arnoldsburg, Clay, Amma, Walton, Elizabeth, Clendenin, and Grantsville.

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