BUSINESS
INSURANCE

As a business owner, you have enough on your mind without having to worry about your insurance needs. You want to have the confidence that the business you’ve built is covered by a company that understands your business insurance needs. Our agents at Ashley Insurance Agency will review your business operations and provide a comprehensive recommendation for the right amount of coverage. The insurance companies we work with provide a wide range of business insurance packages that can provide you with peace of mind so that you can focus on growing a successful enterprise.

 

Whatever your commercial insurance needs, we can design a protection program that’s right for you.  .

Business Owners Package Insurance

You've worked hard to build and grow your business. Let our Agents build you a package of coverages to protect your business and employees.

Business Data Breach Coverage

A data breach can happen even if you’re doing everything right, and the results can be costly—especially if they include substantial third-party damages due to compromised information. Let us help your business recover if a data breach ever happens.

Business Umbrella Insurance

No business owner wants to consider the possibility of a catastrophic claim. Yet these kinds of claims do happen—and when they do, they have the potential to cause serious financial harm to your business. Fortunately, you can protect the business you worked so hard to build with an affordable Business Umbrella policy.

Crime, Theft & Fraud Insurance

No matter what type of business you run, you undoubtedly have valuable items within the walls of your building and employees who work in positions of trust. Unfortunately, even in the best workplaces, fraud, theft and other crimes can still happen. That’s why we offer a variety of options to help protect you no matter the situation.

Custom-Crafted Insurance Solutions

We have many different customizable packages tailored to your needs: 

  • Auto Services

  • Breweries, Wineries & Distilleries

  • Contractors

  • Landlord & Property Owners

  • Manufacturers

  • Offices & Professional Services

  • Religious Organizations

  • Restaurants

  • Retailers

  • Technology Companies

  • Veterinarians & Pet Care

  • Wholesaler-Distributors

  • And many, many more

Commercial Auto Insurance

Because your vehicles take you, your employees, and your products where they need to be. Having coverage you can trust is essential.

Commercial Property Coverage

Whether it’s your building, your office equipment or your inventory, every business owner has commercial property that needs to be protected. We understand that, which is why our commercial property insurance goes the extra mile to truly protect the place and the things that make your business run. 

Key Person Life Insurance & Business Continuation

As a business owner, you’ve put your heart and soul into making sure your business is successful. While you might not realize it, life insurance may be able to help ensure your business continues to thrive.  Life insurance planning can help with transitioning ownership if it ever becomes necessary and help attract and retain key employees to protect the future of your business. It can also help you plan for your own retirement. 

Commercial Flood Insurance

We offer  private flood insurance policies include all coverages offered by the National Flood Insurance Program (NFIP) with the additional option of Business Interruption Coverage. With Business Interruption Coverage, your business is covered up to $25,000 at a rate of $500 per day for up to 50 days, after a 14-day waiting period. We offer up to $4,000,000 of coverage, far surpassing the $500,000 maximum from the NFIP.

Workers Compensation

You depend on your employees to help you run your business. If one of your employees gets hurt on the job, your business could suffer. Generally, any business that has employees must have workers’ compensation insurance coverage. It helps cover medical care and  lost wages for an employee who is hurt at work. Our coverage can help you comply with the laws in your state. In addition to medical payments and lost wages.

Commercial & Contract Bonds

With a strong history of financial stability and a service, ERIE is here to help you when the unexpected happens with a variety of commercial and contract bonds.

Employment Practices Liability Insurance Coverage

Unfortunately, no employer is immune from a current or former employee, or an employment candidate, filing a claim of alleged discrimination, wrongful termination or harassment of any kind. No matter which industry you’re in and whether your business is large or small, your business is at risk of a claim.

Risk Control Services

As a business owner, you expect your insurance to be there when things go wrong. But what if your insurance company was also there to help you take action to reduce risks in the first place with access to safety resources and risk control consultants? With Ashley Insurance, that’s what you can expect.

OUR BUSINESS INSURANCE CARRIERS