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Insurance Agency based in Spencer, West Virginia


For what matters most to you.

With the top carriers and the best rates, we make the process of buying insurance easy. Really!



Ashley Insurance offers the best insurance in West Virginia. With top carriers and competitive rates, we streamline the insurance buying process. Whether it’s saving you money, providing peace of mind with tailored business coverage, or offering a warm cup of coffee during your visit, you and your family are our top priority. We’ve got great options and rates auto insurance, homeowners insurance, life insurance, business insurance, and surety bonds. From new home buyers to small business owners to real estate investors, we have customized solutions for everyone.


We are an independent insurance agency, meaning we don't work for the insurance company--we work for you. Our office serves Spencer & all of West Virginia and has for the last 40+ years. Owned and operated by husband & wife Suzette & Ben Ashley, the agency is truly a family-centered small business that is ready to handle all of your insurance needs. 

​Contact us today for a free quote at (304) 927-2175.
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  1. Call Ashley Insurance or submit your quote request using this form.

  2. Answer a few quick questions.

  3. Stop thinking about insurance and wait for the good news. We got it from here.

  4. Make a hassle-free decision. Did we earn your trust by providing better coverage at the best price?


At Ashley Insurance, we specialize in Erie Insurance for Home, Auto, Life, and Commercial Insurance. 

We've also got other excellent options that serve a wide range of needs for our clients. As independent agents, we don't work for the insurance companies--we work for you. It's no secret that we not only have the best insurance options in Spencer, we have the best insurance in West Virginia. Read our testimonials below. 

Check out some of our coverage options to see how we can meet your insurance needs: 

Ashley Insurance has won 18 

Erie Insurance Founders Awards for service and quality.



Ashley Insurance Agency is an Independent Insurance Agency and a member of the Trusted Choice network of agents. That means we represent a carefully selected group of financially strong, reputable insurance companies.  In doing so, we are able to choose the best carrier for your insurance needs.  Unlike a lot of the agents in our area, we don't work for an insurance company; we work for you.

Currently our agency is partnered with these great carriers


Independent Insurance Agent


We are very proud of the great team of helpful and friendly licensed insurance professionals. As our client, you will have a team of highly qualified professionals working for you to provide you with the best coverage for you, your family, or your business.  Building a long-lasting relationship with our clients is our number one priority.  

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As a local insurance agency, word of mouth is a really big deal for us. So when a client takes time out of their day to recommend our products & services, it doesn't go unrecognized. We're are eager to help current and prospective clients where we can.

Check out what some of our clients have had to say: 

“I love having a local agent who values my business and cares about my needs. Plus they have saved me a ton of money and provided better coverage than I’ve ever had. Can’t recommend them enough!"

Mark M.

Personal Lines Client



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Ashley Insurance Agency LLC

PO Box 15

223 Main Street

Spencer, WV 25276

Hours of Operation

Monday - Friday: 9:00 am - 4:30 pm

Saturday: By Appointment Only

Sunday: Closed

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