Now Offering: Foremost Insurance

As an independent insurance agency, we carefully select the carriers that we believe are best for our customers.

We’re excited to announce another strong addition to the Ashley Insurance lineup: a new partnership with Foremost® Insurance, a Farmers Insurance® Company and trusted industry leader since 1952. As one of the area's premier independent insurance agencies, we take pride in carefully selecting carriers that bring real value to the people and communities we serve. Foremost delivers on that promise in a big way.

Foremost is focused on providing A Better Insurance Experience®, with flexible products, multiple discount opportunities, and award-winning service. With this new partnership, Ashley Insurance can now offer even more solutions to help protect what matters most—your property, your lifestyle, and your peace of mind.

What We Can Offer with Foremost

Through our Foremost Choice® Agency appointment, we now offer a well-rounded suite of personal lines products that go far beyond the basics. Here’s a look at what’s available:

Dwelling Coverage

• Traditional Homes

• Manufactured / Mobile Homes

• Condos

• Log Homes

Usage Types

• Primary Residences

• Landlord / Rental Properties

• Secondary or Seasonal Homes

• Vacant / Unoccupied Dwellings

• Vacation Rentals (Airbnb, VRBO—some restrictions apply)

Recreational Vehicle & Lifestyle Coverage

• Motorcycles

• RVs / Travel Trailers

• Boats / Marine

• Snowmobiles

• Golf Carts

• Off-Road Vehicles

• Mopeds

These policies come with flexible payment options, access to 24/7 online account management, and dedicated claims support—including representatives based right here in West Virginia. One standout feature is Foremost’s functional replacement cost coverage, which allows clients to insure for an agreed value rather than being locked into rebuild estimates. It’s a smart, customer-first approach that gives more control back to the policyholder.

A Message from Ben Ashley

“We’re thrilled to bring Foremost’s trusted products to our community. This partnership fills key needs for many of our clients—especially those with rental properties, seasonal homes, or recreational vehicles. We only work with companies we believe in, and Foremost offers the flexibility, service, and strength we look for. We’re proud to add them to our lineup.”

Why This Matters

At Ashley Insurance, we don’t add carriers lightly. Every partner we bring on must align with our values, our standards, and the needs of our clients. Foremost checks all the boxes—delivering products that are flexible, affordable, and backed by real service.

If you’ve struggled to find coverage for a unique property, seasonal home, or recreational vehicle—or if you’re simply looking for better options—this is a great time to connect with us. Contact us today for a free quote.